ABC Planning
How Does the ABC's of Retirement Planning Model Work?
Let's pretend every asset you have is liquid, moveable, and changeable. Next, ask yourself, if you could make a new plan starting today, what would it look like? That includes your CD’s, money markets, annuities, stocks, bonds, mutual funds, REIT’s, or whatever. So let's distinguish between your “investable” assets vs. assets that are not. (i.e. Rental Property or Real Estate)

You will have to image your assets not where they are invested today, or last year, or even where they were 10 years ago. We’re not looking in the rear-view mirror, but trying to map out our future.

This is critical that you look at this in that way. You want to have your investments set up for your needs going forward, not left in accounts that might jeopardize your future. Now not all of your assets are going to be able to be repositioned, however this exercise will give you a glimpse of what you value in the types of assets in which you might invest and how to allocate.
The Financial ABC's of Retirement Planning
The Case for a New Investing Model! A New Paradigm!







Yellow Money

Advantages:

High Liquidity

Disadvantages:

Gains or Lower Return

Examples:

Bank Accounts, CD's, Cash
Accounts


 

Green Money

Advantages:

Protection and Protected Growth

Disadvantages:

Partially Liquid

Examples:

Fixed Indexed Annuities or Fixed
Annuities


 

Red Money

Advantages:

Returns

Disadvantages:

Overall Risk, Loss of principle

Examples:

Variable Annuities, Stocks,
Bonds, Mutual Funds, 401k's,
Brokerage Accounts

Paycheck for Life
Tell A Friend Tell A Friend


 
 
 
To schedule an appointment call 603-965-3065 or email barbara@apsusa.com

Copyright © 2014 ABC Financial Planning. All rights reserved.

This communication is strictly intended for individuals residing in the state(s) of NH. No offers may be made or accepted from any resident outside the specific states referenced.